Pick a look, then add your own images. Everything stays on your device — nothing uploads.
Template pickers like Pi7 and PicCollage top out around thirty images and still leave the layout to you. Photo-mosaic tools — PictureMosaics, Mosaically, EasyMoza — go the other way: they need a target picture and rebuild it out of tiny thumbnails, so the photos become pixels rather than the subject.
Neither approach helps when you have four hundred screenshots, shots, covers, or products and you want one image that says look how much there is.